PERTANGGUNGJAWABAN HUKUM PIDANA YANG DISEBABKAN OLEH KESALAHAN ADMINISTRASI PERBANKAN

Abstrak

Administrative errors in the banking sector often occur due to negligence in documentation, data verification, or procedural violations without criminal intent (mens rea). Although not inherently criminal acts, these errors can trigger serious legal cases such as corruption, fraud, and embezzlement. This study aims to analyze the relationship between administrative errors and criminal liability in banking, considering legal elements such as mens rea and actus reus. Based on literature reviews and real cases, it was found that weak supervision and lack of regulatory understanding increase the risk of system misuse. Zaidan & Sh (2021) emphasize the importance of effective criminal policies in preventing administrative deviations that lead to criminal acts. The findings of this research are expected to serve as a foundation for designing policies that strengthen banking administrative systems to prevent broader legal implications.